hi girls, i plan to be a stay at home once my 1st due in jan. the only thing is i think it will be really hard not having my own money as such. my husband is great and would never question me if i asked for some,i just think i will find this weird after working since i was 16, im 28 end of month

Hi there

good luck with it all. There are always things you can do for a bit of money on the side without it taking away from being a full time mum. I have just started selling usborne boks from home for this very reason. it's fab and cos there's no targets you can do as much or as little as you want at any particular time! Plus you get loads of free books for the lo - I'm really enjoying it as a bit of a new challenge for me and some money that's 'mine' like you say!

If ever your interested drop me an email at:
books@the-mountfords.co.uk

hi ya, dont finish work till dec so im not looking for anthing at mo, but thanks for reply. its good to no there are things we can do for extra cash if we need it.

hi,

I know how you feel as I have just left work after working since I was 16 too, not full time but always had some kind of job even at uni and now have nothing going into my bank account!

Hubby has set up a weekly standing order though to go into my bank account as he didn't want to feel like he was giving me 'pocket money!'

Could you perhaps do something like this? It is nice as I feel like I can get stuff without having to ask for money all the time, plus child beneift and tax credits go into my account too.

xx

yeah more than likely any benefits or such will go into my account! otherwise i may as well shut it down :lol:.
my hubbie is very generous and i no he will not have a problem with me spending money, if anything he prob say i dont spend enough as he is the spender between us, im the saver,although he is good at saving too. the maternity pay i get will obviously go into my account, and we will split ti between us so i have my money until that stops then it will be only my husbands money.

I know just how you feel. I started workingfull-time at 18, and have worked constantly since. Always had my own money - and the freedom that bought.

I gave up work a couple of months ago to concentrate on being pregnant. It has been quite a learning curve for both of us!!

Most things I buy go on the joint credit card, and husband pays it. I also have my own card, which he pays the bills for. I'm finding it hard not to justify every penny I spend, even though he doesn't mind at all. He knows I'm not a reckless sort of a person.

He puts 'spending money' into my account each money, so I have cash.

I think he feels the pressure of being the sole earner, too. It's taking a while to get used to.

im not sure how we will play it when my mat pay stops , but i dont mind too much if he transfers a bit in my account or i just take if/when i need it.
he will be paying for everything! so i did say i will split mt pay with him otherwise he wouldnt have anything himself poor bugger!

hi i felt like this for a while too..tax creds and child benefit go in my acc and his wages go in his account, but i have his bank card!

i am better at organising bills etc and since i am here to do it all while hes at work it makes sense!..he will often say " do we have any money for..."...and its funny cause he is working for the money but leaves me to be in charge..he prefers it that way and tbh i feel better if i know whats going on with the money!

so that way i dont have to ask for money as such, but i would always say i thought id by myself such and such so he knows i am buying it, but its not really asking for permission.x

OMG, i thought we were so weird...
But we are exactly the same.

Both child tax credit and child benefit go into my bank, which i use for the weekly shop and other needs (not wants)
and his wage gets put into his bank, but i have his bank card, so i can pay bills, and get the stuff we need.
When I sort through the bills and monthly outgoings, i give him his money for work, and extra. If he needs wants anything he lets me know on shopping days and i'll get it if we can.
He prefers it as he knows all bills are covered and prioritised, and he also knows i'm not much of a shopper. I never buy anything out of the blue unless it is an emergency or he knows before hand.

I sometimes feel bad about it, but it just works for us. We've never really discussed it in detail, it has just always been this way.

I thought we were odd... i don't know of any other couple that does this. Not even my own parents.

hi im so glad we're not the only ones!

it just works well for us, oh hates shopping and it gives me something to do i guess (without sounding really boring) x

i dont like asking hubby for money either so what we done was work out what it would cost for all the monthly house hold stuff and each month on pay day hubby puts that into my account that way im not having to ask him for money every time i need something.

its hard to change from earning your own money to living of money that one person earns but try to remember that if you werent staying at home looking after the kids then he would be so he wouldnt be able to make the money is you werent doing your part. you all so need to stop thinking of the money as your money and his money and start thinking about it as both of your money, you are a team after all not just two individual ppl.

even when both me and hubby worked all our money went in to one acount we never kept our money seperate x

how we plan to do it is obviously OH paying all bills and the mat pay goes into my account until sep when that stops! i wil keep half mat pay and he will have other half,of course we share if we need too,but this is what we both happy with. once mat pay stops all will be in OH account and i will just ask for money when need it, this doesnt bother me as such as hubbie great that way, all bils direct debit anyway so i dont have to be in charge of sorting bills ect,hubbie will carry on as normal.

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WE DO IT TOO!!!