Hi everyone, I am new!

Just wondering, does anyone here rent a house/flat and are trying for a baby? I really want my own house but at the mo the current climate is making it very hard to get on the propery ladder. My fiance and I were thinking of part rent- part buy. Has anyone done this before? Is anyone renting and expecting a baby?

Thanks for any replies!

Charlotte X

Hey charlotte, I am in a very lovely rented flat in a city where housing is either crappy or very expensive so we will rent till we can afford very expensive lol. I refuse absolutly to move somewhere to please people who think we need a bigger place.

I see nothing different with renting, same dangers, except I can't put up wallpaper

We're going to start trying asap, new year probs :) and i cant wait!
xxx

me and my hubby have always rented and we have an almost 5 year old!!!

also working on hubby for a 2nd!! fingers crossed!!

as rosemary said the only downside is not being able to decorate yourself unless you have an amazing landlord/lady who will allow you too.

i love renting although would be nice to own our own home just can't see it happening any time soon!!!

x

Hi, thanks for your replies!

It's nice to hear there are some people out there renting, I always hear of people saying they have just bought a lovely 2 bedroom house and I am like, 'How did you do that?!' So unfair you have to have a deposit because I know we could afford a mortgage.

I had to move in with my fiance's Mum because my Fiance did want to rent anymore as he said its throwing our money away. I hate living with his mum and his brother's have just moved back too and there is NO privacy! I want to rent but he doesn't want to. My family live in Spain too so that sucks for me. My mum doesn't want me to have a baby yet but I am so ready to have one, I AM SOOOOOOO BROODY! Makes things worse that I work in a Pharmacy and there are cute babies that come in all the time and it makes me depressed :( I want to be a Mummy so bad!! Thats nice you planning a family next yr Rosemary, I have just come off the pill a month ago so hope I can have a baby soon!!

xXx

Hi

We're in the process of buying a part buy, part rent 3 bed house, we would never be able to afford it with out shared ownership and the monthly repayments are less than it would be to rent a 2 bed house!
We're buying a 25% share but we can buy more off the housing association later on. You do need a small deposite at least 10% but only on your share.
We're still in the process so hopefully it will all work out. We're living with my mum atm we have 2 children.
Best thing to do is see a financial adviser, most estate agents have them and they'll go through your options and how much mortgage you can go up to.
Hope this helps
x

Thank you for your reply Melmo, that's great it will be cheaper than renting a 2 bed place. Yes we were thinking of doing that. It's good that you can buy more shares later. I just can't wait to get out and get my own place again, it's driving me mad!!! How old are your children? :) Where do you live? I am from Hampshire and all the Part rent/part buys are going quick!! X

[Modified by: CharlotteB2B on November 01, 2009 01:10 PM]

Charlotte where do you live in hampshire, I am living in Southampton and the housing is not great!

Its so frustrating to want to do things and not have money/time etc, i want to fast forward parts of my life!

I am currently out of work (voluntarily so i cant complain) but i dont want to work (husband earns enough) and have saved enough for baby but i dont want to get another job for 9 months and not get maternity pay... seems pointless to me? I'd rather get preg, make my nest and look after my family than work in a crap shop :( oh dear!

Hope ur house situation sorts itself out, i couldn't live with my family, let alone husbands!
xxx

Aw, it's nice to hear there is someone who lives in Hampshire! I live about 10 minutes from Petersfield. I know all the houses/flats for rent get snapped up so quick and all the lovely 2 bed places on homebuy sceme are going! I saw a gorgeous house in Petersfield but its gone now! My fiance hasn't been paid for 2 months so we have not been able to do anything so once he starts getting money I will be seeing an estate agent asap!! You are so like me! I would def want a family over a career! I am so broody it's depressing! I don't have my family around anymore so I want a family of my own. As soon as I get pregnant (hopefully soon! lol) I intend to get married straight away and get our own place! Thats the plan! You're lucky your husband earns enough money, my fiance only earns a bit more than me and all I want to do is work part time and have a family.... don't know if we could! :( I know what you mean about wanting to fast forward parts of your life!! :) X

Its weird isnt it, I grew up knowing I was going to be a teacher who would get married in her 30's and would never EVER have kids lol, 23 married, two bed flat in nice bit of southampton and feeling very broody indeed!

I also do not have family around me, they all relocated to scotland so 600 miles ish. Makes for a hard life when I was organising the wedding. My mum and I do not have much contact, I think she's too busy with her new life, which is fine, but I think I deserve my own life too? I want my family and I want to start making it now :)
yay for finding similar people here, i struggle in real life lol as everyone is so immature for 23 yr olds! (in my opinion)
xxx

Sorry to hear your family arn't around too, my family live in Spain and they can't afford to come to UK. My brother and his wife have just had a baby and they never see him - Makes it worse for me and I am super broody now! He is 6 months old and GORGEOUS!! I am 21 ( don't feel 21 and I know a lot of 21 year old out there are quite immature... I feel 30 sometimes! sad I know) My fiance is 26 and we are thinking of getting married in Bahamas.. just the two of us. My mum doesn't want me to marry or have kids now as she says she wants to be there for me... But how can she do that if she lives in Spain lol, so NOT waiting for my family to move back to UK (if they ever will) to start a family! Grr! It's strange how things change isn't it... I always thought i'd be in my 30's when I have kids and got married but I have found the 'one' and we really want a family now! Dreading to tell my mum when I am pregnant, she would be so upset. To be honest, I think sod it now- do what you want because you don't know whats around the corner. Depressing but true! :( X

I have two kids in a rented house and are planning number 3!

Our house is fab...its very spacious, in the area I grew up in and love -its a very pricey area and we would never ever be able to afford a house like this in this area so to be honest I'd rather rent here then live somewhere else. We are really lucky our landlord is actually our next door neighbour and leaves us to our own devices, we can change things if we want and I think we have more security than other renters.

I have seen two people I know lose their houses recently so I guess nothing is really 100% secure until you own your house outright. We'd like to own one day- but until then I am very happy as we are.

Good luck hun

xxxxx

Aw thanks Charlie Chalk, that's great you have a rented house and love it! Very lucky your landlord lets you do your own thing!! I feel better now knowing there are families out there renting and happy! :) xXx

I agree with charlie, i'd rather live here in a great neighbourhood (and our apartments have a lift ) than move to a residential area with more crime for the sake of 'owning it'.

To be honest charlotte, my mum won't be thrilled when i get preg, I think she wants me to stay just me and husband so nothing changes. I don't think she could handle being a grandmother.

Also, I have changed a lot in the 5 years i havent lived at home, but she doesnt see it on a daily basis, she only saw my huffs and puffs before the wedding when she was here and is basing her knowledge of me on that,,, which is inaccurate. In my opinion I can only do things wrong so I am going to just do it and hope she is ok with it in time, no-one can stay mad for too long :)
xxx

Heheh! That's true! My mum would also have to deal with it and she also can't stay mad for long! I agree also, I would rather rent a nice place than own a really crap place in a horrible neighbourhood because it's cheaper to buy. Luckily my parents saw me when I was living in our own place with my fiance and she said to me how shocked she was that I had changed, she said I wasn't the same daughter anymore! I was very messy when I lived at home and now I am a neat freak and a bit too serious but then she made me cry and said I miss the old Charlotte! :( lol X

My older brother did that, he said he envied my life as I was 'grown up' lol and hes a year older than me :) bless him.

Sometimes I feel like a fraud and I am playing house! I think when its ur own money and your own things you tend to be neater and care more, well except for kitchen, i hate washing up. Am investigating the price of washing machines. Think we're going to need one soon. Urgh more money!
xx

My brother is also 24 but he has changed so much since getting married and having a baby! His wife is 5 years older though. But guys his age tend to still live at home. My fiance's older brother is 27 almost 28... still lives at home and playes on his computer games all day and has never had a girlfriend in his life! My fiance couldn't be more different, he is looking forward to having babies!! :) Oooh I can't wait to go house shopping! Dish washers are such a luxury! Hope you get one soon! hehe X

Me too, I literally hate washing up and will leave it as long as I can before it is absolutly necessary lol but with a baby I don't think thats acceptable lol, its my only things I didnt loose after leaving uni... the inability to wash up. Whoops.

I keep thinking how perfect our life would be with a baby, literally it would make me so happy! I can see husband getting annoyed as I keep saying I want to and then not doing it as I am scared of the stigma that comes with being young (i wouldnt even say i am that young lol)
Going shopping tomorrow so might buy a pregnancy book to read, always keeps me busy!
xx

I totally understand how you feel! I think having a baby would make me soooooo happy! I know I shouldn't want that as I am only 21 but then everyone at work asks me if i want a baby soon! I look young for my age which isn't good! I look 18 with no make-up on! :( I am only 5ft 3 so I am not tall either and my Fiance is 6ft so I look so small!

Does it make you really teary when you see a tiny baby? Everytime I see the SMA adverts with the cute babies I have to stop what I am doing to watch it and my fiance thinks its the funniest thing ever cos I can get a tear in my eye and say 'I want a babyyyyyy!!' I think I might have to go and get some books too. My sister-in law told me all about having a baby but it hasn't put me off!! X

No-one can put me off lol, I am determined. I worked at mamas and papas for six months and it was amazing, seeing all the women come in preg and then another month with the littiest little person in the world!

I am finding that i notice preg ladies more and ladies with babies. Husband also has a look at the very little ones and goes 'ah', bless him.

It's great I can talk to someone like me! I am determined too! went shopping with my OH and he said 'If someone looks in your shopping bags they would wonder what you get up to!' I just bought a nice outfit from ann summers and pregnancy tests! Thought it was quite funny! That's lovely your husband goes ah at babies! I wish my OH would! he's not really that interested in other people's children even if they are super cute! :) X

I think its tough for blokes, try not to look too hard but not soft at the same time! Mine is a PC, so he tries to remain quite blokey lol.

Its stopped raining!
I am going to do my washing up :(
If you ever wanna chat just start a thread in here and i'll find it!
xxx